Could This be What is WRONG with our Country Today???

Today I received a call that I have received at least 3x a week for several months. It's about credit cards. Even tho I have been taken off the "soliciting list," they still have the "right" to call because it is regarding my current credit card. So it is considered "customer service," and not a solicitation.

They want to give me lower interest rates and open up a new card for me. I don't need lower interest rates. The card is paid off monthly w/out any interest accrued. Duh.

I have told them to take me off their call list. I've been polite. I've been rude. I've been brusque. Today I was an overextended redneck. Don't know if it was effective in reducing the calls, but I sure did feel better.....

The lady axed me (yes, she axed me) if I wanted to lower my cc rates. I told her of course. She then asked what my current rate was. I didn't know. How much did I owe on my cc? About $85,000. She didn't even gulp. She just asked me how many cc's I had. About 8, I told her. When did I plan on paying them off? I laughed and told her that would be the rest of my life! We Both giggled.

Would I like to have another card at a lower rate? Sure! Visa or MC? I'll take MC. Well, do I have an account that has not been shut down or maxed out? I told her all of them are maxed, but none are shut down, I just keep payin' on them. So then she asked me to give her the number of one of the accounts that was in current use so that they could verify it was "in good standing."

By now, Rob had left because he was laughing so hard. He was taking the checkbook to the WalMarts to buy some drain cleaner for the tub.

I had on my full Redneck regalia by this time. Hard "i's," misspoken English, poor grammar. And talking a bit loud and excitedly, too, I mite add....

I told her that I wuddin givin out my cc number to ennybody over th phone!!! That's how folks can steal yer identity, and I didn't want that to happen. She assured me that this was proper and according to their protocol.

Okay, stop and THINK about this! It coulda been Shaneeka from Muskogee calling on her boyfriend's cellphone, for god's sake! There was NO way in the world I coulda known if this were an actual call from Visa....

So, I told her to just mail me sumthin, and I'd git the information that way. She promised to do so...I'm assuming she has my address right there with my phone number, too? Or maybe she was just trying to finish up this call and go on to another one.....

Sigh....SOMEhow, this was a lot more beneficial to me than being rude......I really hope they call again....I think I'll start crying next time and make her feel really sad about my debt that isn't my fault.....